FEMA Individual Assistance Programs
- Low interest loans are available for expenses not covered by private insurance. The
Small Business Administration offers these low interest loans to individuals and
businesses to repair or replace damaged property and personal belongings.
- Individuals who do not qualify for a loan from SBA may be eligible for a grant for up to
$13,600. Home inspections are normally conducted before a check is issued. FEMA funds 75%
of the program with the remaining 25% covered by state.
- Housing Assistance -FEMA can make funds and services available to individuals whose
homes are unlivable because of disaster.
- Veterans Benefits-Provides death benefits, pensions, insurance settlements and
adjustments to home mortgages for veterans.
- Tax Refunds- certain casualty losses can be deducted on Federal income tax returns.
- Unemployment benefits - Assistance available through the State Department of Labor
- Crisis Counseling - helps relieve stress or mental health problems caused by the
disaster
- Free Legal Counseling - The Young Lawyers Division of the American Bar Association
provides free legal advice for low-income individuals regarding cases that do not produce
a fee
To apply for Disaster Housing and IFG assistance, all you have to do is call the
special toll free telephone number, 1-800-462-7585
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