Consumer Credit Information and Consumer Credit Counseling Services Can Help You.
Visit the following websites for more information:
The Federal Trade Commission is responsible for enforcement of many of the nation’s other consumer credit statutes, including:The Truth in Lending Act, which
requires creditors to disclose in writing certain cost information, such as the
annual percentage rate (APR), before consumers enter into credit
transactions.
The Consumer Leasing Act, which requires leaseholders to give consumers information
on lease costs and terms.
The Fair Debt Collection Practices Act, which prohibits debt collectors from
engaging in unfair, deceptive or abusive practices, including over-charging,
harassment and disclosing consumers’ debt to third parties.
http://www.ftc.gov/bcp/menu-credit.htm.
National Foundation for Credit
Counseling.
The National Foundation for Credit Counseling (NFCC) is a membership
organization of counseling services. Each member of the NFCC is accredited by
the Council on Accreditation. Consumer Credit Counseling Services, a widely
known credit-counseling service, is a member of the NFCC. You can find a
complete list of NFCC members at its
Web
site.
http://www.nfcc.org